For brokers
Bring your clients something real at renewal.
When the renewal comes in at double digits again, you should have more to offer than a different logo. We give you two things to bring: care your clients can add this year, and a health plan to quote from spring 2027.
- Sell now
- Whole CareAlongside any carrier. Available today.
- Quote next
- The Mainstay Health PlanFrom spring 2027. Groups of 50 to 500.
- Your role
- Advisor of recordPaid per employee per month, disclosed.
The short version
What you can sell
Something to sell this year. Something to quote next year.
Now
Whole Care
Works alongside any carrier.
Your client’s people get their own doctor, nurse and care concierge. Same-day answers, unhurried visits, and someone who handles the referrals, records and bills. Virtual now, with clinics in D.C., Maryland and Virginia opening January 2027.
How your clients buy it
Fully insured groups
Fund it through an ICHRA. Or pair a higher-deductible plan with an HRA, and let the premium savings pay for Whole Care.
Self-funded groups
A flat fee per employee per month. Your client spends less on claims and gives people a benefit they actually use.
Whole Care is a membership for primary care. It is not insurance.
Learn about Whole CareNext year · Quoting spring 2027
The Mainstay Health Plan
Replaces the carrier. Built on the care.
For groups of 50 to 500. Members who go through their care team pay $0 copay and $0 deductible. Members who see anyone else are still covered, with a deductible and fair prices.
What your client gets
One known monthly cost
With a maximum that can never go higher, and surplus back at settlement when people stay healthy.
Paperwork done for them
Onboarding, filings and the member calls, handled by our team.
Your book
Why this doesn’t blow up your book.
Your client keeps their carrier to start.
Whole Care sits alongside whatever they have today. Nothing to replace, nothing to re-shop, no disruption at renewal.
You stay the advisor of record.
We don’t go around you. The relationship is yours, and we work through you for the life of the group.
Pay is clean and disclosed.
A set amount per employee per month, written into the agreement and shown to your client. Nothing buried.
We do the work nobody wants to do.
Onboarding, filings, the member calls. You spend your time advising, and we handle the rest.
You keep the client. We take the paperwork.
Charter brokers
We’re looking for a small group of brokers to build this with.
Five to seven firms who want to co-design the products, get early access, and shape what we build. You tell us what your clients ask for at renewal. We build it with you.
What you get
A direct line to the founders.
Call with a client question and talk to the people who make the decisions. No ticket queue.
First look at quotes.
See the plan’s pricing before anyone else, and bring it to your best groups first.
Broker tools built for your firm.
Renewal analysis, plan comparisons, and the prep work done for you by AI agents we build around the way you work.
For 2027
The easiest quote on your desk.
1
census template. Send the one you have.
5–10
days to a quote. Stop-loss shopped for you.
PEPM
pay, clean and disclosed to your client.
The Mainstay Health Plan quotes from spring 2027, for employers with 50 to 500 people.
Start a conversation
Tell us about your book.
A short call with a founder, no deck. We’ll walk through what you can sell now, what’s coming in 2027, and whether a charter seat fits your firm.
Or write to us directly
brokers@mainstay.health